We at Singapore Financial Planners would like to wish our clients and everyone a Happy New Year! May 2020 be a blessed year for you and your loved ones. 😄
Singapore is one of the few countries where investing is as common as buying groceries. Among the many assets, in recent years, Singaporeans have been leaning more toward Real Estate Investment Trusts (REITs). 16% of the citizens in Singapore invest in REITs which makes around 464,000 people from the whole population. And considering the diversification and high yield of REITs, we are not in the least surprised! REITs allow ordinary citizens to invest in properties without owning any building or apartment. The beauty of this asset is that you get to boost your active and passive income without spending millions on purchasing a property. Yes, you can put your money in a savings account , but that won’t get you anywhere near the earnings a REITs dividend can provide! The Singapore Exchange Market (SGX) currently has 44 REITs listed which makes it hard to choose. But you don’t have to worry about that, because I did the research for you! Without any more delay, let’s see what ar...
Whether you’re looking for stable income or ready access to capital gains, investing in stocks is a great way to generate cash flow that can last a lifetime. And if value investing is a strategy you’re adopting, searching for undervalued stocks is definitely part of your research. Here are 7 undervalued stocks in Singapore we’ve identified. Stock Name Ticker Stock Price Price-to-Book Ratio(P/B) Dividend Yield Jardine Cycle & Carriage Ltd SGX: C07 $21.18 0.86 3.30 % Keppel Corporation SGX: BN4 $5.90 0.80 5.59% City Developments Limited SGX: C09 $7.14 0.88 0.98% HongKong Land Holdings Ltd SGX: H78 $5.59 0.37 3.99% UOL Group Limited SGX: U14 $7.26 0.601 4.18% CapitaLand SGX: C31 3.48 0.8299 5.18% Yangzijiang Shipbuilding Holdings Ltd SGX: BS6 1.32 0.7 3.41% 1. Jardine Cycle & Carriage Ltd (SGX: C07) Jardine Cycle & Carriage is a conglomerate that aims to expand within the region through investme...
Let’s be honest, getting insurance is not easy business with its complicated jargon. Unfortunately, life is unpredictable. So, what life insurance gives us is the assurance of knowing that our loved ones are protected no matter what happens. This guide focuses on term life insurance – the simplest and most basic form of life insurance that provides protection coverage only. We unpack everything you need to know about term life insurance, from what it’s about and how it differs from other types of insurance to what you should take into account when buying a term plan, ending with a comparison of the term life insurance plans available in Singapore. Let’s get you covered – literally and figuratively. What is Term Life Insurance? Term insurance is a type of life insurance that offers pure protection coverage for a specified period of time. If you were to pass on or get diagnosed with a terminal illness (TI) while your policy is in force, the sum insured will be paid out to you and yo...
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