Singapore Financial Planners

Aviva offers a range of 12 different savings, retirement, and investment plans. In this article, we collate and summarise each product from each category. Aviva Savings Plan Aviva offers 6 different savings plans for you to choose from – Aviva MyEduPlan, Aviva MyLifeSavingsPlan, Aviva MyWealthPlan, Aviva MySavingsPlan, Aviva MyRegularPay, and Aviva MyEasySaver.     Aviva MyEduPlan The Aviva MyEduPlan is a savings plan that lets you have secured and structured savings for your child’s education. There is a 100% capital guaranteed cash benefits that will be distributed for four years during your child’s education. There are also guaranteed returns of up to 1.46% per annum. You can select a payout age of 19 or 21 Age Next Birthday (ANB). The first payout is 40% of the selected Sum Assured, and Payout 2 to 4 is 20% each. It also guarantees 2 extra cash benefits that you can receive 2 years before the Payout Age. The payout will be 5% each of the selected Sum Assured. Th...

Manulife offers a range of 12 different savings, investment, and retirement plans. In this article, we will be collating and summarising each product in each category.   Manulife Savings Plans  In its savings plans, there are 7 plans – Manulife Spring, Manulife ReadyBuilder, Manulife ReadyPayout Plus, ManuWealth Secure, Manulife Goal 7, Manulife Ready Life Income, and the Manulife Educate.     Manulife Spring Manulife Spring is a 12-year endowment savings plan. It guarantees you a 100% capital return on plan maturity. If you need flexibility with finances, this plan is for you. Manulife makes spending and saving doable by giving you a steady growth of your savings over the 12 years. The potential returns of the Manulife Spring are up to 3.32% of your total insured money. This savings plan offers you the ability to receive yearly payouts so that you can maintain liquidity. You could also use the amount to make payments for your upcoming regular premiums, or...

The AXA Pulsar is an investment-linked plan (ILP) that mainly focuses on investments. This ILP has one of the highest rates of returns available on the market as it allows you to invest in its various unique sub-funds.   Criteria You need to be between 18 to 70 years old to be a policyholder (the owner of the plan) You need to be between 1 month to 70 years old to have your life assured under AXA Pulsar. This is if your entry age + the premium payment term chosen is below 75 years old.   General Features Premium Payment Options Policyholders can either invest in SGD (Singapore Dollar) or USD (United States Dollar). You cannot alter the policy currency once the issuing of the policy is complete. Depending on your payment frequency, these are the minimum regular premiums: Monthly – SGD 300 Quarterly – SGD 900 or USD 900 Semi-Annual – SGD 1,800 or USD 1,800 Annual – SGD 3,600 or USD 3,600   Premium Payment Terms The premium payment term for the AXA...